Free Consultation

At this free office consultation, you should bring the following documents if available:

  • Paycheck stubs for both spouses including current month and last two months.
  • Documents showing miscellaneous income received over the last seven months including commissions or bonuses, child support or spousal support, gifts, unemployment, trust funds, inheritance, gambling winnings, Social Security payments,  retirement payments, rents from tenants, interest and dividends, asset sales, etc.
  • Contributions received for living expenses from non-filing spouse or other household members over the last seven months.
  • Statements for bank or credit union accounts, stock brokerage accounts or other similar accounts for the last two months.
  • Bills, notices or letters received from creditors and/or collectors in the last three months for all your debts including notices of pending lawsuits, judgment liens, garnishments or foreclosures.
  • Court orders for child support or spousal support including current amounts or arrearages due and owing.
  • Statements or bills for current monthly living expenses.
  • Federal & State income tax returns for the last two years including W-2s and 1099s for the most recent year.
  • Recent credit report for each individual debtor. (Annual Credit Report.com)
  • Documents regarding any bankruptcy you filed during the last eight years.
  • For business debtors, balance sheets plus income & expense summary for the prior year ending and the latest month of the current year.