Positive Steps

1. Repair your credit report

First, ask the credit bureau to correct any errors in your credit history. Second, ask for the addition of information such as current and previous employer, current address, and telephone number. All this positive information will help repair your credit report and provide creditors evidence of stability.

2. Utilize credit cards

Use newly acquired credit cards every month for small purchases and then promptly pay off the balance to avoid interest charges. If your credit card application is rejected, find a cosigner or apply for a secured card.