When you file for bankruptcy, an automatic stay is invoked, which prevents creditors from harassing you or getting garnishments on your paycheck. There is a lot more to know about bankruptcy, so be sure to work with an excellent team of lawyers like those at Long & Long P.C.
"Being retired and on a fixed income, I was afraid of losing my home. You helped me get rid of my unsecured debt so I could keep my home as well as my car. Throughout the bankruptcy process I was always confident I was in good hands." — F.R.
In a Chapter 7 bankruptcy, if you qualify, your dischargeable debt is eliminated, and you keep your exempt assets.
Chapter 13 bankruptcy involves a court-approved payment plan. Your specific circumstances determine what your plan is like. We help to ensure it is fair.