Articles Posted in Uncategorized

Secured Debt vs. Unsecured Debt
Long & Long Team

The difference between secured debt and unsecured debt. Secured Debt A secured debt is a debt that is backed by pledged collateral, a lien, a mortgage, or other instruments such as a properly recorded judgment. Clients often ask what is a secured debt. Think of it this way. When you purchased your home you pledged your home…

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Bankruptcy Basics
Long & Long Team

The Four Main Players in a Bankruptcy In every bankruptcy case there are at least four different players.    The law firm of Long & Long, P.C. have decades of combined experience in bankruptcy. Martin Long is a former Chapter 7 Trustee, ensuring that clients’ rights, property, and money is protected from creditors and others. Call Long…

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How Does a Joint Petition Work?
Long & Long Team

A joint petition is when a married couple together files a single bankruptcy case.  Unless noted otherwise in the statutes, if a married couple files jointly in Colorado, each spouse may claim the full amount of each exemption. The favorable effect of this is that the couple can claim twice the amount of exemptions. Unmarried…

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Do Medical Bills Qualify for Bankruptcy?
Long & Long Team

Every few years a new study or survey comes out that reinforces what most bankruptcy attorneys can tell you at least anecdotally–medical bills are one of the most common reasons for bankruptcy. For example, an article in the August, 2009 edition of the New England Journal of Medicine found that “medical problems” contributed to approximately two-thirds of…

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Client Reviews

Marty is absolutely compassionate, understanding and very upfront person. Very professional and EXCELLENT in what he does. When I ran out of options to keep up with our financial obligations during COVID 19...

George S.

Marty Long was able to navigate my difficult case and get me the best case scenario outcome. In addition, I am extremely pleased that there were no additional costs from the original estimate Marty gave to me...

Tony R.

Martin was extremely helpful with our bankruptcy. I pelted this guy with so many questions and had to have filled up his email a billion times and he helped me understand the process to feel confident in our...

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